We do have one child (7 years old). And, while we’ve put some money aside for her college, it isn’t nearly what we need to have. So, I think I’m going to start knocking down the car debt. It was a really stupid purchase and I’m mad at myself for having it. But, since all the other debt will be paid off by the end of this month, I should be able to take care of it fairly quickly. Then, I’ll start on the super emergency fund.